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Updated for 2026 federal rules · State and local taxes are not included
NetPayKit
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Built for 2026 paychecks

Know what your work is worth—and what reaches your bank account.

Free paycheck and salary calculators for gross pay, estimated federal withholding, FICA, overtime, and wage conversions. Every result shows the assumptions behind the number.

No sign-up. Federal estimates only; state and local taxes are not included.

Transparent by design

A useful estimate should explain itself

NetPayKit separates gross pay, estimated federal income tax, Social Security, and Medicare so you can follow the calculation instead of trusting a mystery total.

Review the official sources
  1. 1

    Enter your pay

    Use a salary, hourly rate, pay frequency, or weekly hours—depending on the calculator.

  2. 2

    Review the assumptions

    See the tax year, federal rates, wage base, and conversion factors applied.

  3. 3

    Use the result as a planning estimate

    Compare the result with your pay stub or payroll provider before making a financial decision.

Important: NetPayKit is a federal estimate, not a pay stub or tax return.

Results exclude state and local income taxes, state payroll programs, benefits, retirement deductions, garnishments, and employer-specific payroll rules. Use the estimate for planning, then confirm important numbers with your employer, payroll provider, or a qualified tax professional.

Paycheck calculator FAQ

Common questions about take-home pay

What is a paycheck calculator?

A paycheck calculator starts with gross wages, estimates payroll deductions, and shows an approximate net or take-home amount for a pay period.

Does NetPayKit calculate state and local income tax?

No. The 2026 paycheck and salary estimates are federal-only. State income tax, city or county tax, disability programs, paid-leave premiums, and employer-specific deductions are not included.

Which 2026 federal payroll rules are included?

The tax calculators use 2026 federal withholding assumptions and employee FICA rates, including 6.2% Social Security up to the $184,500 wage base and 1.45% Medicare, with Additional Medicare withholding where applicable.

Why can my actual paycheck be different?

Payroll systems can account for state and local taxes, benefit elections, pre-tax deductions, garnishments, bonuses, tips, prior wages, and detailed Form W-4 entries that a general estimator may not capture.